Terms of service

Terms and Conditions of Use

Kavanaugh’s Coins, LLC., (“Kavanaugh’s Coins,” “we,” “us,” and/or “our”) provides its services to you primarily through our website found at www.KavanaughsCoins.com (“Website”) subject to the following Terms and Conditions of Use (as amended from time to time, these “Terms”). By using the Website and any other services provided by Kavanaugh’s Coins including all purchases from or sales to Kavanaugh’s Coins you have agreed with these Terms, including, and without limitation to, all terms and policies we have provided. If there is any inconsistency between these Terms and any other policy provided, these Terms shall prevail. All terms apply directly to all purchases, sales, and all other services provided, whether made through www.KavanaughsCoins.com, email, phone, or otherwise. Prior to placing an order, you must read and accept all terms provided on our Website. The placing of an order by any capacity to buy or sell to or from Kavanaugh’s Coins will be considered acceptance to all terms and conditions. We recommend that you read, in full, all of our policies prior to placing an order. All posted policies and agreements are subject to change and/or amendment at any time at our discretion. Changes or amendments become binding upon being posted on our website. We reserve the right, at our sole discretion, to change or modify portions of these Terms at any time without further notice. You should periodically visit this page to review the current Terms so you are aware of any revision to which you are bound and print a copy of these Terms for your records. If we do this, we will post the changes to these Terms on this page and will indicate at the top of this page the date these terms were last revised. We may also notify you in an email notification or through other reasonable means. Any such changes will become effective for existing users no earlier than ten (10) days after they are posted, except that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your continued use of the Service after the date any such changes become effective constitutes your acceptance of the new Terms. If you do not agree to abide by these or any future Terms, do not use or access (or continue to use or access) the Service. PLEASE READ THESE TERMS CAREFULLY AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST COMPANY ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, AND (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS. PLEASE INDICATE YOUR ACCEPTANCE TO THESE TERMS IN ACCORDANCE WITH THE INSTRUCTIONS PROVIDED BY KAVANAUGH’S COINS. INDICATING ACCEPTANCE ESTABLISHES A BINDING AND EXECUTED WRITTEN AGREEMENT BETWEEN YOU AND KAVANAUGH’S COINS. IF YOU DO NOT ACCEPT THESE TERMS, YOU CANNOT USE THE SERVICE. The Terms include, and incorporate by reference, Kavanaugh’s Coins’ Privacy Policy at www.KavanaughsCoins.com/privacy-policy. Your Registration Obligations: You may also be permitted to register an account with us directly. In any case, if you choose to, you agree to provide and maintain true, accurate, current and complete information about yourself. Registration data and certain other information about you are governed by our Privacy Policy. Account registration is available only to individuals who can form legally binding contracts under applicable law. Without limiting the foregoing, account registration is not available to minors (people under the age of majority in their state or province of residence), or to suspended members. If you do not meet our requirements, please do not use register an account or purchase from us. Additionally, Kavanaugh’s Coins reserves the right to refuse access to, or use of the Service to anyone, and may terminate any account, at any time, in its sole discretion. You are only authorized to create and use one account and are prohibited from using alter egos or other disguised identities when using the Service. Member Account, Password and Security: You are responsible for maintaining the confidentiality of your password and account, if any, and are fully responsible for any and all activities that occur under your password or account. You agree to (a) immediately notify Kavanaugh’s Coins of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session when accessing the Service. Kavanaugh’s Coins will not be liable for any loss or damage arising from your failure to comply with this Section. Electronic Communications: When you use the Service or send e-mails to us, you are communicating with us electronically. We will communicate with you by e-mail or providing notices via the Service. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. Any such emails may include marketing and promotional content. Dispute Resolution by Binding Arbitration: PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS. Agreement to Arbitrate: This Dispute Resolution by Binding Arbitration section is referred to in these Terms as the “Arbitration Agreement.” You agree that any and all disputes or claims that have arisen or may arise between you and Kavanaugh’s Coins, whether arising out of or relating to these Terms of Service (including any alleged breach thereof), the Services, any advertising, any aspect of the relationship or transactions between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court, if your claims qualify. Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, provincial or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms, you and Kavanaugh’s Coins are each waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a neutral arbitrator, not a judge or jury. If you reside in the U.S., the Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. Prohibition of Class and Representative Actions and Non-Individualized Relief: YOU AND KAVANAUGH’S COINS AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND KAVANAUGH’S COINS AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S). Pre-Arbitration Dispute Resolution: Kavanaugh’s Coins is always interested in resolving disputes amicably and efficiently, and most customer concerns can be resolved quickly and to the customer’s satisfaction by emailing customer support at info@kavanaughscoins.com. If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to Kavanaugh’s Coins should be sent to Kavanaugh’s Coins, P.O. Box 7281, Endicott, NY 13761 (“Notice Address”). The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If Kavanaugh’s Coins and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or Kavanaugh’s Coins may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Kavanaugh’s Coins or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Kavanaugh’s Coins is entitled. Arbitration Procedures: Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA’s Supplementary Procedures for Consumer-Related Disputes (collectively, the “AAA Rules”), as modified by this Arbitration Agreement. For information on the AAA, please visit its website, http://www.adr.org. Information about the AAA Rules and fees for consumer disputes can be found at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration. If there is any inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair arbitration. The arbitrator must also follow the provisions of these Terms of Service as a court would. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of this Arbitration Agreement. Although arbitration proceedings are usually simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual under the Terms of Service and applicable law. Decisions by the arbitrator are enforceable in court and may be overturned by a court only for very limited reasons. Unless Kavanaugh’s Coins and you agree otherwise, or if otherwise prohibited by AAA Rules, any arbitration hearings will take place telephonically, in a location in Broome County, or as otherwise determined by Kavanaugh’s Coins. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. Limitation of Liability: KAVANAUGH’S COINS, THE WEBSITE, SERVICES AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU BY KAVANAUGH’S COINS AND THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS UNLESS OTHERWISE SPECIFIED IN WRITING. KAVANAUGH’S COINS MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICES, OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR PURCHASE OR PRODUCTS AND/OR USE OF THE SERVICES IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY LAW, KAVANAUGH’S COINS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. KAVANAUGH’S COINS DOES NOT WARRANT THAT THE SERVICES, INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU FROM KAVANAUGH’S COINS OR THE WEBSITE, KAVANAUGH’S COINS’ SERVERS OR ELECTRONIC COMMUNICATIONS SENT FROM KAVANAUGH’S COINS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TO THE FULL EXTENT PERMISSIBLE BY LAW, KAVANAUGH’S COINS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF ANY SERVICE, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU BY KAVANAUGH’S COINS OR THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

 

Bullion Items

Bullion for investment purposes can be a great way to buy into precious metals market; however, all investments come with risks. There are many factors that affect the price of precious metals. We strongly recommend that you consult your financial expert prior to investing in any of our bullion items. Kavanaugh’s Coins does not provide any investment advice and cannot be held liable for any market gains or losses through the purchase or sale of bullion or coin items that we provide.

 

Disclaimer

Kavanaugh’s Coins recommends that you thoroughly read all user agreements and policies provided on our website. By purchasing from or selling to Kavanaugh's Coins you assert that you have sufficient knowledge and experience on which to base your decisions. You acknowledge that you are making your own decisions and in no way are those decisions being influenced by a recommendation made to you by Kavanaugh's Coins. You also acknowledge that you are susceptible to many different risks that are beyond the control of Kavanaugh's Coins and that Kavanaugh's Coins is in no way liable for any detriment incurred from those risks.

 

Graded Coins

Kavanaugh's Coins offers only NGC certified coins due to the subjective nature of coin grading. NGC is a third-party grading service that personally guarantees their grades. They are one of the most respected grading services in the numismatic industry. This allows our customers to buy from us with confidence, knowing they are purchasing a top-quality guaranteed product. The coin market is volatile and always fluctuating. This can result in a loss or gain of value on any given coin you purchase. Kavanaugh's Coins wants to remind buyers that past performance can in no way be used to predict the future value. Buyers should consider these coins strictly as collector’s coins and any investment advice must be obtained strictly from the buyer’s own financial experts.